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All agents are NOT alike! Find out why we are top real estate experts. Call us: 416-298-8200.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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We really appreciate all of your advise...
Thank you very much for your help in finding us the right home for the right price.
– Debora Martin & Andrew Phillips
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The Tom Joseph Team
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A Little About Us…. 
Let’s face it, finding the right Real Estate Agent to work for you is the first step, and an important one. The right person can make you feel comfortable and confident in an experience that is unfamiliar. Our team has the combined intelligence of 25 years in Real Estate, and knows the ins and outs of this business.
- We CARE about you, your family and their needs
- We have the EXPERIENCE, and the know-how you want in your corner
- We have the track record, and a buyer plan that WORKS
- We have KNOWLEDGE of the Real Estate market, and all that it involves
- We have the RESOURCES you want and need in your search for the perfect home
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Making An Offer >Bargaining
You found a house that seems perfect and you really love it. The chemistry is there, and the price is right. If you are like many buyers, you start off by asking the real estate agent if the sellers will take less than they are asking.
A real estate agent doesn't know what the sellers' bottom price is. The sellers often don't know themselves until they get an offer. In many cases, the price is negotiable, but the only way to test it is to make the sellers a written offer to accept or counter.
Attractive, well-priced homes usually sell quickly in any market. If you get involved in offers and counter offers, another buyer could come in with a better offer while you are negotiating back and forth. If you cannot qualify for financing at the asking price and you are willing to risk losing the house, you can make a lower offer. But if it will break your heart to lose a home you really love and you can afford it, it may be better to avoid bargaining and simply pay the asking price.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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| A |
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
 See More Real Estate Trivia > |
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