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Welcome to The Tom Joseph Team'sToronto, Markham and Ajax Real Estate Website
Welcome to The Tom Joseph Team'sToronto, Markham and Ajax Real Estate Website
Welcome to The Tom Joseph Team'sToronto, Markham and Ajax Real Estate Website

Welcome! Here You Can Find Great Information on Toronto, North York, Markham, Richmond Hill, Pickering, Ajax (and all surrounding areas), Ontario Real Estate 

Teamwork divides the task and doubles the success! 

Buying or selling your home is no small feat. It's a huge responsibility, considering you're dealing with one of your biggest investments. 

You need a Toronto, Markham and Ajax real estate agent you can trust. Someone who is willing to listen to your needs and make a commitment to ensure they are met. We've been successful in this career because we've won the respect of our clients and earned their trust with our integrity and honesty. 

Our team of agents and support staff are available 24 hours a day, 7 days a week. Your needs will always be met with efficiency and accuracy. 

We are highly educated and knowledgeable in all aspects of real estate and are willing, able and ready to discuss the Toronto, Markham and Ajax market with you. If you are searching for a new home, please fill out our form or give us a call and we can assist you in finding you your dream home with no strings attached. As your buyer's agent we represent you and aide you in the purchase of your home at no cost to you!!! 

What differentiates us from any other agent is that: 

~*~ You can search listings from the comfort of your home as we can e-mail new listings
directly to you.
~*~ We send out phone messages to target areas to find you the type of home you are looking for.
~*~ Our team personally calls 5 times per week looking for sellers that fit your criteria.
~*~ We will register you on the Buyer¡¦s Registry so agents who have a home that fit your criteria will call us directly to let us know it just came on the market.
~*~ On average our team negotiates 94%-96% of the asking price compared to other agents who negotiate 98%-99% of the asking price.
~*~ We have pocket / exclusive listings that aren¡¦t on the market to the public.
~*~ We'll give Financial advice.
~*~ We are a team of professionals. 

If you are looking for a new home, thinking of selling your home or looking to relocate to our area, our team of experts can help you. Simply fill out one of our forms and we will respond the same day and start sending you information on what you are looking for in Toronto, North York, Markham, Richmond Hill, Pickering, Ajax and all surrounding areas! 

Make an appointment today and you'll see that you're in good hands! 

--The Tom Joseph Team 

 


Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
See More Real Estate Trivia >


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The Tom Joseph Team, REALTOR®, real estate agents and broker for Toronto, Markham and Ajax, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Tom Joseph Team
Percy Fulton LTD Century 21

2911 Kennedy Rd
Toronto, ON m1v1S8
416-298-8200
Fax: 416-298-6602
tomjoseph@NUMBER1EXPERT.com


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