About the Toronto, Ontario Area  Population: Over 2.5 Million Motto: Diversity is Our Strength Nicknames: T.O., Hogtown, T Dot. Toronto is the largest city in Canada and is the capital of Ontario. Toronto is a metropolis of multiculturalism which is a big part of its popularity and success and why itˇ¦s such a great place to live, work, and play. Itˇ¦s no wonder the cityˇ¦s motto is ˇ§Diversity Our Strength.ˇ¨ The city is home to more than 100 ethnic groups speaking over 100 languages. Residents of Toronto are extremely proud and often refer to themselves as Torontonians. Toronto is a city of high-rise buildings which are mostly residential where as the Central business district contains the taller commercial buildings. There are many residential communities in Toronto that are Victoria and Edwardian-era residential buildings usually found in communities as Rosedale, Forest Hill, Cabbagetown, The Annex, The Bridle Path & Moore Park. The City of Toronto was formerly administered by six separate municipalities including, East York, Etobicoke, North York, Old Toronto, Scarborough & York. In present day, Toronto is the hub for what is now known as the Greater Toronto Area (G.T.A.) which encompasses south-central Ontario known as the Golden Horseshoe which has more than 8 million residents. Attractions: The attractions of the City of Toronto are so abundant that you would have to move here to experience and appreciate it all. Some of these attractions include: 
- CN Tower
- The Rogers Centre
- The Air Canada Centre
- Royal Ontario Museum
- The Toronto Zoo
- The Distillery District
- Bata Shoe Museum
- St. Lawrence Market
- The Eaton Centre
- Kensington Market
- Chinatown
- Little Italy
- Greek Town
- Little Portugal
- Indian Bazaar
- Caribana
- The Canadian National Exhibition
- Toronto Waterfront
- Ontario Place
- Toronto International Film Festival
- Art Gallery of Ontario
- Canadaˇ¦s Wonderland
- Pride Week
- The Hockey Hall of Fame
- The Theatre District
- The Beaches
….and so much more. Health Care The City of Toronto has at least 20 public hospitals including, The Hospital for Sick Children, Mount Sinai Hospital, St. Michael’s Hospital, North York General Hospital, Toronto Western Hospital, Sunnybrook Health Services Centre, and Princess Margaret Hospital, as well as the University of Toronto Faculty of Medicine. Education The City of Toronto has an assorted range of public & private education institutions. The Toronto District School Board (TDSB) runs 451 public schools and 102 secondary or high schools. The TDSB is the largest school board in Canada. The Toronto Catholic District School Board manages the city’s publicly-funded Roman Catholic schools. There are also several private university-prepatory schools, such as Upper Canada College, Crescent School, Toronto French School, University of Toronto Schools, Havergal College, Bishop Strachan School, Branksome Hall & St. Michael’s College School. The University of Toronto is the oldest university in the province of Ontario. Toronto is also home to York University, Ryerson University, Ontario College of Art & Design, and the University of Guelph-Humber. There are 5 diploma-granting community colleges in Toronto which include, Seneca College, Humber College, Centennial College, Sheridan College & George Brown College. Transportation
Toronto has an abundance of ways to get around and out of the city. 
- Highway 404 (Toronto to Newmarket)
- Highway 407 (a toll highway that passes north of Toronto & connects with Markham, Vaughan, Brampton & Burlington).
- Go Train & Bus
- Viva (bus service)
About the Greater Toronto, Ontario Area
Population: 162,704 Motto: “En La Rose, je fleuris” (French for “Like the rose, I flourish) Nickname: Rich Man’s Hill Richmond Hill is a town in York Region just north of the city of Toronto. It is part of the Greater Toronto Area and much like Markham is a fast growing community with a heavy multicultural population. Richmond Hill is disproportionately upper-middle class to upper-class town. This fact has earned the town its nickname of “Rich Man’s Hill.” There are three main regions of Richmond Hill including, Mill Pond, Oak Ridges & Yonge Street corridor. Attractions: The Town of Richmond Hill has a lot to offer for the nature enthusiast as well as the shop-a-holic. Not to mention its location to surrounding cities and towns makes it easy for people to visit neighboring areas for entertainment. Local attractions include: 
- The Wave Pool
- Richmond Hill Heritage Centre & Elgin West Community Centre
- 150 Parks & Amenities
- Over 4000 shops and stores
- 5 golf courses
- Mill pond – Concert in the park
- David Dunlap Observatory (Astronomy & Astrophysics)
- Tons of ethnic eating establishments
- Lots of community events, such as the popular, Communities In Bloom competition
Healthcare: The main healthcare facility in Richmond Hill is York Central Hospital. Richmond Hill also has several walk-in clinics and doctors offices. Education: Richmond Hill has over 40 elementary schools (both public & Catholic) and numerous secondary or high schools. Richmond Hill currently does not have any universities or colleges but neighbouring King City is home to Seneca College, King Campus. Richmond Hill is very close to all of the Toronto area post-secondary schools. Transportation: There are several routes in and out of the Town of Richmond Hill. These include:
- Highway 404 (Toronto to Newmarket)
- Highway 407 (a toll highway that passes north of Toronto & connects with Markham, Vaughan, Brampton & Burlington).
- Go Train & Bus
- Viva (bus service)
Population: 94,700 The city of Pickering is located immediately east of Toronto in Durham Region and is bordered by the City of Scarborough & the Town of Ajax. Pickering is a vibrant and active community that offers a rich variety of recreational, leisure and cultural activities. The City of Pickering is home to the largest immigrant population per capita in Durham Region. The City also offers a unique blend of urban and rural land. Attractions: The town of Pickering has many modern activities and the added bonus of being on the waterfront of Lake Ontario. Attractions include: - Conservation area
- Waterfront Concert Series & Activities
- Parks & Trails
- Cineplex Odeon
- Pickering Museum Village
- Recreation Complex
- Cullen Gardens
- The Pickering Town Centre
- Herongate Barn Dinner Theatre
- Golf Courses
- Marina
- Abundance of eating establishments
Healthcare: The main healthcare facility in Pickering is The Ajax & Pickering General Hospital. It has since merged with Centenary Health Centre in Scarborough to become part of the Rouge Valley Health System. Construction on a $60 million expansion is scheduled to begin in 2007. Education: Ajax is served by the Durham District School Board & the Durham Catholic District School Board. There are 17 elementary schools and 2 secondary schools, while the Catholic board runs 7 elementary schools and 1 secondary school. Transportation: Road transportation is heavily dominated by the following: - Highway 401
- Highway 407
- Highway 2
- Go Train & Bus
- Durham Region Transit
- Boat/Yacht Access
- Proposed site for Airport
Population: 624,610 Motto: The City With Heart North York forms the central part of the northern half of Toronto and nearly touches almost every other city or town that makes up the Greater Toronto Area. The city of North York is so large it provides many places to live and a great place for those who work in Toronto to habitat because of the costs and location. Central North York is a bustling metropolis with several stores, high-rise office buildings and condominium apartment buildings. The city houses a very large Jewish community along the Bathurst corridor as well. Attractions: North York is so close to Toronto that many attractions are only a heartbeat away. Amenities include: - The Ontario Science Centre
- Yorkdale Shopping Centre
- Fairview Mall
- Bayview Village
- Black Creek Pioneer Village
- Silvercity Movie Theatres
- An abundance of ethnic eating establishments and shops
Request our Free Toronto, Markham and Ajax Relocation Package. It's packed full of useful and important information about the Toronto, Markham and Ajax, Ontario area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out... It's our job to know EVERYTHING about Toronto, Markham and Ajax! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... 
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Disclosure Laws >Full Disclosure
You are about to list your home. Since you have lived there for many years, you know that it is not perfect. For example, there might be a leak in the basement that is noticeable only after a heavy rain. Your garage door might stick, and the dishwasher may be prone to work stoppages.
Every home has a few quirks. When it is time to sell your home, you have a choice of either making the necessary repairs or letting the buyers know about the problems. Material defects must be fully disclosed.
Some buyers will order a structural inspection in order to learn exactly what they will be getting. Even if the buyers don't ask for an expert to look at the house, it is the seller's responsibility to disclose any known defects in the property. The seller's agent will provide the disclosure form, wherein the seller may itemize any problems. Sellers may avoid any real estate lawsuits over undisclosed defects by making repairs before the sale or agreeing to a price adjustment during the transaction if defects are discovered.
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| Q |
What is an encumbrance against a property, which may be voluntary or involuntary?
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| A |
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
See More Real Estate Trivia > |
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