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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Tom Joseph Team, a proven Toronto, Markham and Ajax, Ontario NUMBER1EXPERT™ Top Selling real estate agents.
Find Toronto, Markham and Ajax Homes - Find Toronto, Markham and Ajax, Ontario real estate listings & homes for sale provided by The Tom Joseph Team, your local expert real estate agents.
For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from The Tom Joseph Team, a proven Toronto, Markham and Ajax, Ontario NUMBER1EXPERT™ Top Selling real estate agents.
For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Tom Joseph Team, a proven Toronto, Markham and Ajax, Ontario NUMBER1EXPERT™ Top Selling real estate agents.
Toronto, Markham and Ajax Information - Find local information on Toronto, Markham and Ajax, Ontario including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Tom Joseph Team, a proven NUMBER1EXPERT™ Top Selling real estate agents.
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School Reports in Toronto, Markham and Ajax, Ontario

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Tax Considerations >Tax Reform

Owning a home still offers significant tax benefits. If you are renting, it may be a good time to sit down with a professional real estate agent to see how much you can save each year by owning your own home.

You save in two ways when you purchase a home. Even though most interest deductions have been phased out, home mortgage interest and state and local property taxes can be deducted. The interest on a home equity loan may also be deductible.

Your real estate agent can show you how these savings will apply in your situation. You may be pleasantly surprised when you compare the tax savings you will receive as a result of owning your home, and you will build up equity as your home appreciates in value! Also, first-time buyers will see expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, allowing penalty-free withdrawals to purchase a home in the Taxpayer Relief Act passed in August, 1997. Consult your tax advisor for your particular circumstance.

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Q	What are considered the ideal conditions for a buyer's market?
A	In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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The Tom Joseph Team, REALTOR®, real estate agents and broker for Toronto, Markham and Ajax, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Tom Joseph Team
Percy Fulton LTD Century 21
2911 Kennedy Rd
Toronto, ON m1v1S8
416-298-8200
Fax: 416-298-6602
tomjoseph@NUMBER1EXPERT.com

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